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ICBC Changes - September 2019

Updated: Sep 5, 2019

Changes to the renewal process: What to bring to your broker:


- The driver's licence number and date of birth for each driver you want to list on your policy

- Bring completed driver factor consent form (Click to Download)

- Of the listed drivers, who is the principal driver

- If your car is driven less than 5,000 km in a year, a photo of your current odometer reading (a potential discount may apply at your next renewal).


The way we set insurance premiums


Experience and crash history affect what you pay


The first part of your Basic insurance premium looks at driving experience and crash history.


These two factors already affect your premium today, but from September 1, 2019, they will have a greater impact. In general, the more crashes you cause, the more you will pay in insurance. The more years of driving experience you accumulate, the more discounts you’ll earn.


We will also ask that you list who drives your car so they can be noted on your policy. Household members, employees and regular drivers should be listed if they're going to use your car. If a learner will be driving your car, a new additional premium will also apply.

This is the area that will be changing the most for B.C. drivers – find out all the details below or watch our video to learn more



A greater focus on care

One of our top priorities is to make sure customers get the care and support they need when they've been injured in a crash. Starting April 1, 2019, we've improved ICBC Accident Benefits and taken steps to reduce legal costs to ensure customers can focus on what matters most – their recovery.


You're covered for more care