Third Party Liability coverage protects you when you're at fault in a crash and another motorist makes a claim against you. Your Basic Autoplan covers up to $200,000 of their injury costs and vehicle damage.

Autoplan Accident Benefits help you, your passengers and members of your household with medical costs, wage loss and more if you’re injured in a motor vehicle crash, even if you’re at fault.

To help you on the road to recovery, Accident Benefits provide up to $300,000 in medical and rehabilitation costs for crashes that occurred on or after January 1, 2018. 

This could include costs like hospital care, chiropractic treatments, dental care, medication, physiotherapy, and more.

Even if the person who’s responsible for a crash doesn’t have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you.

Hit-and-run coverage protects you and your vehicle. It's available to every B.C. resident, even if you don't own or insure a vehicle. If you're eligible, up to $200,000 is available to anyone whose property is damaged, or who is injured or killed in a crash on a roadway in B.C.

Inverse liability protection covers you in parts of Canada or the U.S. where local laws don't let you claim against the person who caused your crash. 

Your vehicle repair costs are covered up to 100 per cent (less if you were partly at fault for the crash). For example, if you were 25 per cent at fault, you'll receive 75 per cent of the cost of repairing your car.

for more details on what Basic Autoplan covers, talk to us or refer to your Autoplan insurance brochure.